Terms of Service

Eligibility

To use Wyrr’s Services, you must meet the following criteria. By agreeing to this Agreement, you represent and warrant to us that:

(i) You are a legal resident of Canada;
(ii) For a company account, your company is a legal entity formed and registered in Canada;
(iii) You are at least eighteen (18) years old and can enter into a binding contract under applicable law to access or use the Services.
(iv) You have not previously been suspended, removed, or deactivated from the Services;
(v) Your registration and your use of the Services comply with any and all applicable local, state, national, and international laws and regulations;
(vi) For a personal account, any use of or access to the Services by another person is prohibited and in violation of this Agreement.
(vii) For a company account, any use of or access to the Services by any individual who is not your employee, contractor, agent, or other individual permitted to use your Account on your behalf ("User") is prohibited and in violation of this Agreement.

Scope of the Services

Wyrr Account gives you access to Wyrr’s Services. We may establish and maintain other functionalities from time to time and at our sole discretion.

Applying for an Account

• Account Creation: To use the Services for personal purposes (“Personal Account”), you must create an account (“Account”) with Wyrr by providing personal information; to use the Services for business purposes (“Business Account”), you must create an account (“Account”) with Wyrr by providing personal and company information. You agree that the information you provide to Wyrr during registration and at all other times will be true, accurate, current, and complete and that you will keep this information accurate and up-to-date consistently. You are required to create a password for your Account. You agree not to disclose your password to anyone else, and you also agree you will be solely responsible for any activities or actions on your Account, whether it was authorized by you or not.  Please contact our help@wyrr.app immediately of any unauthorized use of your password or Account.  Wyrr is not liable for any loss or damage from your failure to comply with these requirements.


• Identity Verification: You hereby authorize Wyrr to make any necessary inquiries to validate and authenticate your identity and Account information. We provide your information to third-party services for this Identity Verification. This may include requesting more information, documentation, and action by you to confirm ownership of identity documents, mobile phone numbers, email, and other instruments.

Account Management & Security

If Company, you are required to appoint one or more Administrators to manage your Account. An Administrator can add, remove, and manage other Users and Administrators;  create and manage additional Banking Accounts (“Sub-accounts”); request and manage Cards for Users; view transactions and download reports; connect other accounts and third-party services; update information and manage Account Settings. You:

1. are responsible for the actions or failure to act by the Administrators, Users, and anyone who assesses your Account with their credentials;
2. are responsible for any activity on your Account. You must choose a “strong” password (see recommendations National Institute of Standards and Technology (NIST)) and keep your Account password secure. 
3. must contact Wyrr immediately at help@wyrr.app of any breach of security and unauthorized use of your Account. Wyrr will not be responsible for any losses caused by the unauthorized use of your Account. We may suspend all access to your Account if your Account is breached.

Prohibitions

By Using Wyrr’s Services, you agree that you will not:

1. Breach this Agreement or any other agreement between you and Wyrr, or violate Wyrr’s policy;
2. use the Account or the Services for any purpose that is illegal or violates any statute, ordinance, or regulation, or prohibited by this Agreement; 
3. give false, misleading, and inaccurate information;
4. attempt to gain unauthorized access to any user’s Account;
5. impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity;
6. use the Account or the Services for the benefit of an individual, organization, or country identified on Canada’s  Office of Superintendent of Financial Institutions Designated Persons Listing.
7. for company, use the Account or Services for any third parties unaffiliated with Company;
8. modify or attempt to modify or in any way tamper with, circumvent, disable, damage, or otherwise interfere with the Services;
9. modify, interfere, tamper with, disable, damage, circumvent, or attempt to interrupt the operation of the Services through a virus, adware, spyware, worms, malicious codes, software, routine, or device; or access or attempt to access any Wyrr IP, data, files, or passwords related to the Services through hacking, password or data mining, or other means;
10. do anything that imposes or may impose (in our sole discretion) a significant load on our technical infrastructure;
11. disassemble, decompile, reverse engineer, or attempt to discover the source code of the Services or any part thereof (including any Application); 
12. circumvent, compromise or defeat any security measures implemented in the Services;
13. access or use the Services in a way that may infringe upon any third party's intellectual property or other rights, including, without limitation, trademark, copyright, privacy, or publicity rights; 
14. copy, distribute, transfer, sell or license all or part of the Services;
15. use the Services to access, copy, transfer, retransmit or transcode information, Wyrr’s logos, marks, names or designs, or any other content in violation of any law or third party rights;